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You’ve been injured in an accident that was not your fault, so naturally you want the responsible driver to pay. That’s your legal right. But the reality is that getting a fair recovery from the other driver, and in many cases your own insurance coverage, can be a challenging and time-consuming legal process. While the vast majority of auto accident…
The risk of a serious car crash is something most of us face every day when we get behind the wheel to travel to and from home. With one in every 150 people in this country injured or killed in a vehicle accident each year, the odds are that most of us will sustain some sort of injury in a…
Two years ago, I was divorced and this past year my ex-wife lost her job, her house and is now living with grandparents and friends. I don’t think this is the best thing for my child. Is it possible to alter the custody agreement? It is possible to alter a custody or...
If someone in my family was driving my car when they were hit by another driver, would my uninsured motorist coverage cover their injuries? Probably. Georgia law provides that your uninsured motorist coverage (UM) covers you and anyone using your car at the time of the accident. It should also cover any members of your family who live with you…
Bob, If I want to increase my credibility at trial, should I take a polygraph so that the jury knows I’m telling the truth? What are the rules involving lie detector tests in the courtroom? That’s a question we’re often asked by clients who, understandably, want to do whatever it takes to prove their sincerity and credibility to a jury.…
Bob, When I renewed my car insurance recently, my agent asked me if I wanted to keep my current rates for uninsured motorist coverage, or increase them in exchange for a new type of “excess” coverage. Is this worth the money? It’s not only worth the money, it’s absolutely necessary to go with the “excess” coverage. Uninsured or Underinsured Motorist…
Bob, I was injured earlier this year when a truck hit me at an intersection. I’ve since learned that this was a county-owned truck and the driver is a county employee. Will the fact he was working for the county at the time affect my claim against this driver? Quite...
I was hit by a uninsured driver last week, and my policy says it may be possible to “stack” my uninsured motorist policies. What is this referring to? Stacked insurance refers to combining, or “stacking,” different car insurance policies to increase your total coverage if you’ve been injured in a wreck. This may occasionally apply to liability insurance, the insurance…
Bob, I was struck by a hit-and-run driver. I have more than $25,000 in medical bills so far, and about $50,000 in uninsured motorist coverage. Can I still recover from my insurance if I have no idea who hit me? Fortunately yes. This is the exact kind of scenario that uninsured motorist coverage (UM) is designed to protect. You were…
Bob, I was hit by a driver and so far I already have more than $10,000 in medical bills after surgery. It was the other person’s fault but apparently he is totally uninsured. Luckily I carry Uninsured Motorist Coverage up to $25,000, which I plan on using but I’m told I’ll need an attorney. This struck me as odd. It’s…