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Bob, I was hit by a driver and so far I already have more than $10,000 in medical bills after surgery. It was the other person’s fault but apparently he is totally uninsured. Luckily I carry Uninsured Motorist Coverage up to $25,000, which I plan on using but I’m told I’ll need an attorney. This struck me as odd. It’s…
Bob, I was hit by another driver and my attorney was able to settle for all of the $25,000 liability policy the driver carried on his car insurance. But this barely covered my medical bills for some minor surgery. Now my health insurance has notified me that, since I recovered money from the person responsible, they want that money to…
Bob, My employer has explained to me that my health insurance coverage is not subject to Georgia law because it’s a self-funded plan. Instead, it’s governed by some federal regulations called ERISA. What’s this all about? Your employer is referring to the Employee Retirement Income Security Act. And if that sounds more like a set of federal pension regulations, well…